Workers Compensation And How You Should Protect Your Rights

Law Blog

If you are ever injured in your workplace, you may know that your employer offers workers' compensation insurance. However, you may know little about this benefit and how it works. Here is some information about workers' comp and what you should do to protect your rights when you are injured on the job:

What does workers' compensation actually pay for?

Workers' compensation insurance helps cover the cost of your medical expenses when you incur an on-the-job injury. However, there are additional benefits that can be paid by workers' comp, such as the following:

  • Disability benefits. If you are unable to work because of your illness or injury, workers' compensation can help pay your lost wages as you recover. The disability benefits are temporary if you are only disabled for a definite period. However, if you are permanently disabled and unable to work, the benefits may be ongoing.
  • Death benefits. If you pass away as a result of an illness or injury from your workplace, workers' compensation can pay a death benefit to your surviving dependents, such as your children and spouse.
  • Supplemental benefits for job displacement. In some cases, you may no longer be able to work in your current position or for your present employer because your illness or injury causes a permanent disability. However, you may still be able to perform other job duties. Supplemental workers' compensation benefits can help pay for training to improve your skill set in preparation for a new career.

What can cause your workers' compensation to be denied?

Although workers' compensation is put in place for your protection, in some instances, it may be denied, even though your illness or injury is work-related. Here are a few reasons for a denial:

  • Late reporting. It is important to report an illness or injury to your supervisor as quickly as possible. A delay in reporting an incident could lead your employer and insurer to believe that your condition is not related to your job.
  • Failure to complete claim forms. Once your employer learns of your injury, you should be given a claim form. Be sure to complete it and return it to your employer as soon as possible.
  • Failure to obtain legal representation. An employer or insurer may be reluctant to pay your workers' compensation benefits without pressure from a workers' compensation attorney.

If you are injured in your workplace, contact a workers' compensation lawyer in your local area.


8 August 2017

Car Accident Clues

It can be hard to know what to do to protect yourself legally in the immediate aftermath of a car accident. You’re liable to be disoriented or in shock, you may be injured, and you’re surely worried about your passenger or the other driver. At least, that’s how I felt. The thing is, the things you say and do in the immediate aftermath of an accident may affect a legal case later. Depending on who’s at fault and what the laws are in your state, you may want to sue the other driver for damages, or you may find yourself being sued. My blog is designed to give you tips for a car accident lawsuit, no matter which side you find yourself on.