Are you dealing with an auto accident injury and wondering about receiving compensation? If so, you're likely wondering what factors play into your settlement amount.
You Can't Get Money From The Other Driver's Insurance Policy
One thing that many people do not realize is that receiving compensation will depend on what kind of insurance the other person has. If they have good insurance with high coverage limits, you are going to have no issue receiving the compensation you deserve to recover from your injury. However, things are a big difference when the other person has little to no insurance coverage.
If a person doesn't have the money to carry an insurance policy, chances are that they do not have any money in general. It doesn't matter how expensive your medical bills are, because the responsible person has no way to pay them. You can seek compensation through things like wage garnishment, but it could take many years to recover from a large injury, making it impractical.
You Don't Have Uninsured Or Underinsured Motorist Coverage
Thankfully, there are ways to get the compensation you need when the other person doesn't have the insurance to pay for it. That's what uninsured or underinsured motorist coverage is for. It picks up the rest of your medical bills when the responsible party cannot do so. However, you must have this coverage before the accident happened.
You Must Seek Immediate Medical Attention
One way to not have your injury taken seriously is to not seek immediate medical attention for your injury. This is because it makes it look like your injury wasn't serious enough to justify a personal injury lawsuit at the time. Your medical records are going to be released at some point during the settlement process, and the other person's insurance provider is going to see exactly when you visited the doctor. A long gap between the injury and treatment can result in not getting the settlement you deserve.
In addition, you must continue to get treated for your injury until your doctor clears you. Not going to the doctor per their recommendations can make it look like your injury is not serious or that you are done receiving treatment. Even if you find it difficult to make time for these appointments, it is crucial that you go to them. Medical records are the best way to show the status of your injury, and no medical records will cause you to lack the evidence you need.
For more advice about your injury case, talk to an attorney, such as Todd East Attorney at Law.Share
14 September 2021
It can be hard to know what to do to protect yourself legally in the immediate aftermath of a car accident. You’re liable to be disoriented or in shock, you may be injured, and you’re surely worried about your passenger or the other driver. At least, that’s how I felt. The thing is, the things you say and do in the immediate aftermath of an accident may affect a legal case later. Depending on who’s at fault and what the laws are in your state, you may want to sue the other driver for damages, or you may find yourself being sued. My blog is designed to give you tips for a car accident lawsuit, no matter which side you find yourself on.